Description
Key Responsibilities
Product Strategy & Roadmap
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Define product vision, strategy, and multi-phase roadmap for digital banking, payments, and embedded finance products.
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Identify market opportunities, customer pain points, and emerging fintech trends to shape product direction.
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Align product goals with organizational objectives and KPIs (transaction volume, revenue growth, adoption rate).
Product Development & Delivery
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Own end-to-end product lifecycle – from concept to launch and post-production optimization.
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Define clear epics, user stories, and acceptance criteria in Jira for Agile development cycles.
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Manage sprint planning, backlog prioritization, and delivery tracking with cross-functional teams.
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Collaborate with UI/UX teams using Lucidchart or Figma to visualize user flows, wireframes, and prototypes.
Domain Expertise – Digital Banking & Merchant Acquiring
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Drive product innovation across merchant onboarding, payment processing, settlements, refunds, and dispute management.
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Support design and rollout of Embedded Finance APIs (payments, lending, BNPL, card issuing).
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Work with banking and fintech partners to integrate third-party services via RESTful APIs and SDKs.
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Ensure compliance with PCI-DSS, KYC/AML, and regional payment regulations.
API Product Management
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Collaborate with engineering teams to define API specifications, documentation, and release management.
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Evaluate API performance, usage analytics, and developer experience for partner integrations.
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Champion an “API-first” approach for scalability and ecosystem expansion.
Stakeholder Management & Governance
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Work closely with Business, Engineering, Compliance, Risk, and Operations teams to ensure successful delivery.
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Act as the product evangelist, communicating roadmap progress and business impact to senior stakeholders.
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Develop detailed workflow diagrams and business process documentation in Lucidchart or Miro.
Data & Performance Analytics
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Define key product metrics (e.g., conversion rates, merchant acquisition cost, churn, uptime).
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Use data-driven insights to guide feature enhancements and product optimization.
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Collaborate with analytics teams to create dashboards for performance monitoring.
JOBID: 12232